Old Republic Insured Automotive Services, Inc. (ORIAS) specializes in aftermarket products and services designed exclusively for automobile dealers and vehicle manufacturers. Our primary products are guaranteed asset protection (GAP) plans for consumer automobile loans and vehicle service contracts (VSCs). Our strength lies in our ability to deliver single-source solutions to our customers - from product marketing and administration, to processing, regulatory compliance, claims administration, and insurance for private label programs - making ORIAS a responsive, reliable, and valuable partner for the long term. All our products are insured by Old Republic Insurance Company and distributed largely by independent agents serving the retail automotive industry. Old Republic Insurance Company is rated A+ (Superior) by A.M. Best. ORIAS and Old Republic Insurance Company are members of Old Republic International Corporation.

With a track record of performance that dates back to 1974, ORIAS offers the comprehensive protection programs and services that address the changing needs of our customers and today’s consumer drivers. Through Old Republic Insurance Company, we deliver the security and financial strength our partners can depend on-with the competitive pricing and personal service they need to thrive. ORIAS offers a full complement of vehicle protection programs and innovative services that give our partners a distinct advantage in their business.

ORIAS Advantages

Our state-of-the-art F&I technology and management systems provide fingertip access to account information and significantly reduce the potential for errors. ORIAS also maintains one of the industry’s fastest claim processing centers, with over 80% of all claims paid electronically by Wright Express, which provides immediate payment to the vehicle repair facility. All other claims are generally paid within 72 hours of receipt of proper claim documentation ... including GAP claims. ORIAS believes that actions speak louder than words. It’s one reason we’ve enjoyed decades-long relationships with some of the nation’s largest automotive, financial and service companies, and provide insured automotive products for more than 5,000 automobile dealers across the country. We demonstrate our commitment to our partners every day by delivering the responsive service, support, and technology that exceeds their expectations.


  • In Business Since 1974
  • Relationships with more than 5,000 Dealers
  • State-of-the-Art-F&I Technology


  • Covered Claims Paid within 72 Hours or Less
  • Experienced Workforce
  • Fully Insured by Old Republic Insurance Company


  • Electronic Menu Systems
  • Reinsurance and Profit Participation
  • Reliable, Responsive Partner

Old Republic Insured Automotive Services, Inc. is a member of the Old Republic International Corporation group of companies, an insurance holding company whose subsidiaries market, underwrite and provide risk management and insurance services for a wide variety of specialized industries. One of the nation’s 50 largest publicly held insurance enterprises, Old Republic International Corporation has consolidated assets of approximately $24.98 billion (as of September 30, 2021). For more information, visit the Old Republic web site, www.oldrepublic.com.

Every great partnership starts with a conversation.

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